Estate Agents in the Brighton area
Eddison Wells is privileged to have an office in Brighton. As as Brighton Mortgage Broker we value the opportunity to pop down to the beach after a day in work to soak up the sun.
You have probably been told of how people sold their house without involving a realtor. However, such instances are few, and many are the untold horror stories that involve huge sums of money getting lost in between. Hiring a real estate agent is your best financial decision. Although hiring a licensed realtor may cost you a commission fee, it will be a decision that will help you not lose everything. Here are five reasons why you should consider hiring a realtor during your house purchase or sale.
1) Professional Negotiations
If not carried out well, negotiations end up hurting one side. This is why it is good to have a realtor to help you during the negotiating process; for instance, if you intend to buy a house, but some of the damaged sections do no please you, the expert will express your concern to the seller and negotiate a price discount.
2) Saves time
A lot comes up when moving out. For instance, you have to look for a new school for your children, set up a mail forwarding system and change the address. This means you may not have enough time to search for that dream house. The work of a realtor is to find your dream house, hence allow you to carry out such activities.
3) You get Expert Advice
Real estate agents are experienced individuals who are fully aware of purchase or sale contracts and what they involve. They also know the ins and outs of these contracts, which means they will let you know when it's advisable to proceed or abandon them. A realtor will also answer your questions and give you honest expert advice.
4) Indirectly Save you Money
You will agree that selling a house is hectic, especially if you are doing it all alone. House valuation is not an easy task. Remember too that even online evaluation tools are also not so accurate. Also, this may call for you to get the services an appraiser so as to get a ballpark of your home’s value. However, a realtor will evaluate the value of your house quickly since they are experts in the area. They also know what exactly is necessary in a house evaluation process. This will enable you to get the most out of the transaction.
5) Less Paperwork
Buying and selling a house is not only tricky but also involves a lot of paperwork. Real estate agent will help you sort out this complex matter. They also help you ensure that everything is legal and that it follows the applicable real estate policies. This saves you a lot of time, which would be wasted in correcting the many mistakes you would make if you were to carry out the task yourself.
6) Understanding of the Local Market
Realtors only deal with the real estate line of business, and this means they have great knowledge of it and its market. They have adequate community knowledge such as graduation and crime rates. Also, they will help you in comparing prices so that you do not end up paying more than necessary. A real estate agent will help you know when a new house is placed on the market.
Know the Mortgage Lenders Landscape
In a market that is very crowded, knowing the best mortgage brokers is very difficult. But, this does not necessarily suggest that there are no good deals out there. So, always choose lenders that work with a specific financial institution. This shows that the particular lender is reliable and trustworthy.
Keep your Credit Scores Desirable
Not everyone can qualify to buy a home. There are several criteria that ought to be met so as to assure the mortgage company that they will get repaid. A low credit score suggests that lending to you is risky and, therefore, results in higher interest rates. On the other hand, a high credit score, coupled with faithfulness in making the required payments give you the power and confidence to negotiate for better rates with reliable lenders.
You can, therefore, start to offset your high-interest debts and lower the overall liability level as fast as you possibly can since this will help you enhance your debt to income ratio. Also, offsetting your debts before purchasing property will give you the merit of not parting with extra money for the down payment.
Read the Fine Print
You should inquire from your mortgage brokers about every detail in the contract. There are costs such as estimated closing, transaction and loan origination fees and points. It’s also advisable to find out what each fee includes. Other lenders will require you to have some deposits so as to start the loan process. This is why you should put every detail into consideration and ask whatever you do not understand.
Finding desirable mortgage brokers or lenders is not an easy task. You can sum this up by asking for referrals from your real estate agent, friend or family members or by simply reading reviews online. With a list that is made up of a few brokers, you can then ask questions regarding the means of communication to rate calculations.
You have so many options of reliable mortgage brokers to pick from. These include the neighbourhood bank, credit institutions, big commercial banks and online mortgage brokers. An important point to note is that the rates you will get online are just the starting figures. This means that the brokers will have to pull your credit information and make valid rates.
Allsop Letting and Management
This is a company designed to maximise their customer’s returns. It is named UK’s largest independent residential investment manager and has over 10, 000 properties under its belt.
Tel: 01273 839357
Address: 53-54 Queens Rd, Brighton BN1 3XB, UK
AR Lettings, Hove
This firm will give you a bespoke and flexible approach to living life.
Tel: 01273 839211
Address: 135-137 Dyke Rd
This is one of the biggest real estate companies in Brighton. It has an office in Sussex and Hove.
Tel: 01273 839132, 01273 839085
Address: 123-125 Dyke Rd, Hove BN3 1TJ, UK
Avard Estate Agents
This company ensures that everything runs smoothly throughout your move.
Tel: 01273 696000
Address 143 Ditchling Rd, Brighton BN1 6JA, UK
Opened in 1990, this is an independent family run estate that sells and rents property.
Tel: 01273 839208
Address: 77B London rd, 73 Southover ST
It aims at providing its clients with sound advice.
Tel: 01273 550881
Address: 9 Kings Parade, Ditchling Rd, Brighton BN1 6JT, UK