Equity Release

Tax FREE Payout

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Continue to live in your home and still maintain 100% legal ownership

Free independent advice from FCA authorised Equity Release specialists

Release a tax free cash lump sum from the value in your property


Is Equity Release Right For You?

There are numerous Equity Release plans available and it is important that you fully consider your options before making a decision. Equity release is not right for everyone. Our friendly Equity Release specialists can assist you in finding out more and help you find a plan that is right for you needs.

To find out more, please fill in our quick online form and you will be contacted by one of our friendly Equity Release specialists who will give you a free no obligation Equity Release assessment tailored exactly to your individual circumstances.

What is Equity Release

Equity Release allows homeowners over the age of 55 to unlock a proportion of the value (equity) in their home in exchange for a tax free lump sum; without having to move home.

With equity release products, you can either borrow against the value of your home or sell all or part of it for a regular monthly income, a lump sum, or the facility to get at equity as and when you like or a combination of these options.

About Equity Release

There are two main types of equity release

  • Lifetime mortgages – you retain ownership of your property, a mortgage secured against your main residence. You can choose to ring-fence a portion of the value of your property for an inheritance for your loved ones. Typically, you can choose to make repayments or let the interest roll up and pay at the end of the term. The loan amount and any accrued interest is paid back when you die or move into a long-term care
  • Home reversion plans – you sell part or all of your home to a home reversion provider, in return for a cash lump sum or regular payments. Typically you have the right to remain living in your property (rent free) until you die, you have to agree to maintain and insure the property. Again you can ring-fence a percentage of the property as an inheritance. At the end of the plan your property is sold and the sale proceeds are distributed according to the remaining ownership of the property.

I remortgaged my property prior to Christmas. I secured a much lower rate of interest and this has allowed my to be significantly better off each month - even when taking into account the early repayment charges.

I found the service excellent. Matt explained each step in simple easy to understand language when I was talking to him and the process overall was swift and most importantly - stress free.

David | Facebook Review 2016

Who is Eddison Wells?

​Eddison Wells Financial is a UK certified mortgage brokerage, what this means is we are qualified & licensed to provide you with mortgage advice. More importantly you can have peace of mind that we are going to make sure every advice we give you is for your benefit only.

The team at Eddison Wells pride themselves on giving the best customer services possible, as providing you with a mortgage is expected but making that process easier, stress free & the feeling of having someone looking after you best interest is often better than just getting a great deal.

FCA Disclaimer 

Eddison Wells Ltd trading as Eddison Wells Financial, registered in England at [Suite 3FF Station House, Stamford New Road, Altrincham,WA14 1EP (number 10271744). Eddison Wells Ltd is an appointed representative of Pink Home Loans, Pink Home loans is a trading style of Advance Mortgage Funding Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 305008) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.

This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed, for example, our typical fee on a £100,000 mortgage would be £300.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.